Phase 2: From €100,000 to €1,000,000 in Two Years
How to Multiply by Ten Without Playing Russian Roulette
If reaching your first €100,000 requires aggressiveness, turning that into €1,000,000 demands a mindset shift. You’re no longer starting from zero. You now have capital that cost you sweat, discipline, and patience to build. Losing it overnight would not only be financially devastating—it would also crush your confidence.
Phase 2 is still about speed: the target is to multiply by ten in just two years. But here the strategy cannot be the same “all-in” crypto-and-leverage approach of Phase 1. At this stage, you play a different game: the key is to protect the core and let the satellite explode.
The Key Difference Between Phase 1 and Phase 2
In Phase 1, there isn’t much to lose. If the market wipes you out, you go back to zero and keep saving. In Phase 2, you already have €100,000 on the table. That changes everything. The rule is simple: protect first, then grow.
The way to do this is by dividing your portfolio into three blocks:
Stable Core (60%) – ensures that no matter what happens, you stay in the game.
Aggressive Satellite (30%) – the part that can multiply five or tenfold.
Hedge and Tactical Liquidity (10%) – the safety net that gives you calm and flexibility.
The Core: Stability in the Midst of Chaos
60% of your portfolio should sit in the highest-quality global assets:
CSPX (S&P 500) as the backbone.
CNDX (Nasdaq 100) to capture the tech wave.
VWCE (FTSE All World) for real global diversification.
This core won’t multiply your wealth by ten, but it anchors you to the global economy—which, in the long run, always goes up. In two years, this block could grow 15–20%. Enough to sustain your base while the satellite takes bigger swings.
The Satellite: Bets That Change the Game
30% of the portfolio is where the magic happens. This is where asymmetric assets live:
BTC and ETH (15%), still the heartbeat of the crypto market, capable of doubling or tripling in a bull cycle.
Infrastructure altcoins (10%), such as TIA, ATOM, and AKT, which can multiply x5 or more if the cycle favors them.
Disruptive small caps (5%), like HIMS, GLBE, or SYM, companies with scalable models that could skyrocket if the market rediscovers them.
This block is volatile, yes. But it’s the one that can turn 30% of your portfolio into 80% of your wealth if things go right.
The Hedge and Dry Powder
The last 10% is split between gold (SGLN ETF) and tactical liquidity in short-term bonds (SHYU). Boring? Maybe. Essential? Absolutely. This block gives you two superpowers:
Protection in case of a black swan event.
Ammunition to buy more when markets crash.
Most investors miss opportunities because they’re always 100% invested. Holding 10% in tactical liquidity turns you from prey into predator.
A Possible Two-Year Scenario
Let’s say you start with €100,000 in 2025.
Your core (€60,000) grows 20% → €72,000.
BTC/ETH block (€15,000) triples → €45,000.
Infrastructure altcoins (€10,000) do a x5 → €50,000.
Small caps (€5,000) double → €10,000.
Gold and liquidity (€10,000) stay stable or grow 5% → €10,500.
Final result: around €187,000.
So where’s the leap to €1M? It comes from multipliers not stopping at x3 or x5. If your aggressive 30% (€30,000) does a x10, that block alone is worth €300,000. Add the core, and you’re near €400,000. Reinvest strategically during the trend, and now the €1M target is in sight.
The secret is selective leverage. You don’t put your whole portfolio into futures, but you can allocate 10–15% into x3 positions in BTC or ETH during the strongest part of the cycle. Managed correctly, that block is what can turn €100,000 into €1,000,000.
Conclusion
Phase 2 is not a continuation of Phase 1. It’s a different game. You can’t afford to lose everything—but you also can’t afford to play too conservatively, or you’ll never reach €1M in two years. The strategy is clear:
A solid core that protects your base.
An aggressive satellite that delivers real multipliers.
A hedge block that keeps you alive through storms.
The difference between those who make it and those who don’t is not guessing the next miracle altcoin. It’s having a plan that combines protection and aggression in the right doses.
The real question is: will you play Phase 2 with discipline and intelligence—or stay trapped in a “safe” portfolio that will never take you to €1M?